Wholesale Credit Analyst

About the role

Dealer and Corporate fleet assessment Financial analysis for Dealer and Corporate fleet credit assessment. Customer Due Diligence: Verify the identity of customers using reliable and independent documents, data, or information, in accordance with applicable KYC and AML standards. Identify and verify the beneficial owner(s) of corporate customers—i.e., the natural person(s) who ultimately owns or controls the customer—by using reliable and independent sources of relevant documentation and information.

What you'll do

• Financial analysis for Dealer and Corporate fleet credit assessment
• Customer Due Diligence: Verify the identity of customers using reliable and independent documents, data, or information, in accordance with applicable KYC and AML standards.
• Identify and verify the beneficial owner(s) of corporate customers—i.e., the natural person(s) who ultimately owns or controls the customer—by using reliable and independent sources of relevant documentation and information.
• Prepare dealer/corporate fleet application and conduct LCC (Local Credit Committee) and submit application for BoM (Board of Management) meeting through communicating with global credit analysts
• Communicate with other department, dealers, corporate fleet customer and MBK for wholesale/corporate fleet financing
• Support ad-hoc request and analysis for the wholesale status and corporate fleet status.
• Validate wholesale product program and corporate fleet product program against GPD (Global Product Database)
• Manage monitoring process of respective dealer/corporate fleet accounts: Credit line utilization, ROT, WIA, Stock aging, WFS payment check
• Monitoring dealer/corporate fleet credit status and suggest action plan to solve trouble (Problem credit, Watch list)
• Manage dealer monitoring tool update and regularly report to management
• Manage action for dealer over line status and double financing monitoring through communicating with sales and dealers
• Ensure wholesale contract follow up through corporation with sales team
• Review the Financial statement of all vendors of MBFSK and provide the results of the assessment on a regular basis (local regulation)
• Responsible for regular and ad-hoc reporting of wholesale credit to HQ and local government offices
• Perform factoring transaction report to FSS, CREFIA and disclose to MBFSK's homepage.
• Manage MBFSK local Dealer and Corporate fleet rating model update based on global rating policy

Requirements

• Bachelor degree
• Minimum 5 years of work experience in a financial company
• Experience in underwriting is a pre-requisite
• Strong analytical skills and accounting knowledge together with deep financial understanding of key Korean industries and companies
• Credit analytic skills through various training and work experience
• Problem solving ability and interpersonal communication skill
• Language skills (Korean-mandatory & English-preferred)

Benefits

자세한 사항은 홈페이지 참조

Hiring process

Document Screening → First Interview → Second Interview → Offer Discussion → Final Selection