Accenture

Accenture

Posted via Workday

Banking Operations New Associate

Posted Sep 8, 2026

Role at a glance

Job function
Banking, Payments & Insurance Credit Analysis
Salary
Not Disclosed
Location
Chennai
Work arrangement
On-site
Employment
Full-time
Education
Master's

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Role Summary

AI-generated

The Banking Operations New Associate supports commercial banking operations and credit appraisal activities. The role involves analyzing and standardizing financial information, applying accounting standards, and completing financial assessments for public and private companies.

What You'll Do

  • Provide subject matter expertise on spreading guidelines and use underlying financial statements to complete the spread.
  • Apply relevant accounting standards for fair and rigorous credit assessment.
  • Perform first-level quality checks to ensure the quality of deliverables.
  • Evaluate clients' financial status and standardize financial information in the spreading application.
  • Analyze income statements, balance sheets, and cash flow statements for public and private companies.
  • Calculate financial metrics and complete ratio, trend, cash flow, and projection analyses.

Generated from the employer's posting. Verify important details before applying.

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Qualifications

English (Domestic) - Proficient; Banking, Financial Services; Financial Analysis; Problem-solving skills; Adaptable and flexible; Strong analytical skills; Commitment to quality; Ability to handle disputes; Analytics Insights; Business Analysis; Minimum 2+ years of relevant credit experience in Commercial Lending or Financial Processes; experience in Moody's Credit Lens and client customized templates; experience/exposure of US accounting and GAAP; good team player who is dynamic, result-oriented with strong work ethic; flexible to shifts

Required

  • English (Domestic) - Proficient
  • Banking, Financial Services
  • Financial Analysis
  • Problem-solving skills
  • Adaptable and flexible
  • Strong analytical skills
  • Commitment to quality
  • Ability to handle disputes

Original job description

Content provided by the employer

Skill required: Commercial Banking Operations - Core Banking
Designation: Banking Operations New Associate
Qualifications:Any Graduation,MCom,Master of Business Administration
Years of Experience:0-1 year
Language - Ability:English(Domestic) - Proficient
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.Commercial Banking Operations involve the day-to-day activities that support the functioning of a commercial bank. This includes processing transactions, managing accounts, handling customer inquiries, and ensuring compliance with regulations. The goal is to provide efficient and reliable banking services to businesses. These operations are essential for maintaining smooth and secure financial transactions. They also help in building and maintaining customer relationships.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management.
What are we looking for? Banking, Financial Services•Financial Analysis•Problem-solving skills•Adaptable and flexible•Strong analytical skills•Commitment to quality•Ability to handle disputes•Analytics Insights•Business Analysis
Roles and Responsibilities: Provide subject matter expertise support for understanding spreading guidelines and utilizing the underlying financial statements to complete the spread. - Applying relevant accounting standards for fair and rigorous credit assessment - To perform first level quality check to ensure the quality of deliverables.- Evaluating the financial status of clients by and standardizing the financial information to the spreading application with accuracy.- Understanding and analyse the financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process- Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures- Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics - Completing ratio, trend and cash flows analyses and creating projections•Minimum 2+ years of relevant credit experience in Commercial Lending or Financial Processes - MBA/B.COM Finance and Accounting - Flexible to shifts - Must have experience in Moody s Credit Lens and client customized templates - Experience/exposure of US accounting and GAAP - Good team player who is dynamic, result- oriented with strong work ethic

Any Graduation,MCom,Master of Business Administration

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

Visit us at www.accenture.com 

Equal Employment Opportunity Statement


We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, military veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by applicable law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.

Accenture

About the company

Accenture

Large Enterprise

Accenture is a global professional services company that specializes in providing consulting, technology, and outsourcing services. With a diverse range of industries served, including financial services, healthcare, and telecommunications, Accenture leverages advanced technologies and data analytics to help organizations improve their performance and drive innovation. Committed to sustainable progress, the company emphasizes its dedication to inclusivity, digital transformation, and building a more sustainable future for its clients and communities. With a presence in over 120 countries, Accenture is known for its expertise in integrating cutting-edge solutions that address complex business challenges.