Portfolio optimization Intern

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Pay Transparency

The estimated salary range for a new hire into this position is - which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, Pension, Life Insurance, Annual Leave, and Wellness Program.

Job Description

Visa Consulting & Analytics (VCA) is Visa’s consulting business, helping clients solve strategic challenges through consulting, data and analytics. Within VCA, the Portfolio Optimization team focuses on helping financial institutions improve the performance and growth of their payments portfolios through data-driven strategies and solutions.

As a Portfolio Optimization Intern, you will join our Central Europe team and combine client-facing consulting work with strategic initiatives that develop and enhance VCA’s Portfolio Optimization solutions. This includes working with client teams on portfolio growth challenges, collaborating with Data Science to improve data-driven solutions, and supporting the development and testing of new approaches and tools across the practice.

Example Projects

You may contribute to projects such as:

• Supporting banks in increasing card activation and customer engagement.
• Developing customer segmentation strategies using transaction data.
• Helping design loyalty, retention and portfolio growth initiatives.
• Supporting the development of new consulting and analytics solutions for European clients.
• Contributing to initiatives that enhance how Visa Consulting & Analytics leverages data, AI and automation across engagements.

Day-to-Day Responsibilities

As a Portfolio Optimization Intern, you will:

• Support consulting teams with research, data analysis and preparation of client deliverables.
• Contribute to the development of new Portfolio Optimization products, solutions and thought leadership content.
• Assist with internal strategic initiatives that support the growth and industrialization of the Portfolio Optimization practice.
• Collaborate with colleagues across Consulting, Data Science and local market teams.
• Prepare presentations, insights and recommendations based on quantitative analysis.
• Support project management activities and tracking of practice initiatives.
• Participate in team meetings, training sessions and project discussions.
• Gain exposure to client-facing work and, where appropriate, client meetings.

Visa's Internship Programme
Our Summer Internship is an 11-week programme providing you the opportunity to experience all that Visa has to offer alongside completing challenging work, building your skillset, and networking with fellow interns and Visa employees. Throughout the internship you will work on BAU work within your team, be given an end-to-end project to complete and take part in a variety of trainings to increase your learning. You will also get the opportunity to take part in a global social impact case challenge as well as hearing from senior leaders through our Visa Executive Speaker Series.

The internship is just the beginning of what we hope will be a lasting career at Visa! If you are successful throughout your internship, you could secure a graduate role with us when you finish university. 

Our 2 Summer Intern cohort dates are:

• Tuesday 15th June to Friday 27th August

• Tuesday 6th July to Friday 17th September

The yearly salary for a new hire in this position is 51,656 EUR.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

• Being in your penultimate year of university, including any further master's degrees or courses. Meaning your education will be complete in 2028 

• Full, permanent, right to work in Germany. Visa will not provide sponsorship for this role.

• Professional fluency in English and German.
• Strong analytical and quantitative problem-solving skills.
• Strong communication and presentation skills.
• Curiosity and interest in consulting, financial services, payments and technology.
• Ability to manage multiple priorities and work effectively in a fast-paced environment.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa welcome and encourages application from persons with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.