Role at a glance
- Job function
-
Banking, Payments & Insurance Credit Analysis
- Salary
- Not Disclosed
- Location
- Mumbai Maharashtra India
- Work arrangement
- Hybrid
- Employment
- Full-time
- Experience
- 2-5 years of relevant experience Experience in financial analysis, accounting and valuation
- Education
- Bachelor's degree/University degree or equivalent experience
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Role Summary
The Credit Portfolio Intermediate Analyst conducts credit reviews, approvals, and portfolio monitoring to identify credit migration and manage exposure to clients and counterparties globally. The role also works on credit risk frameworks and transaction structures for funds.
What You'll Do
- Analyze and approve counterparty credit limits for trading, transactional, and financing businesses with funds.
- Develop risk management frameworks and processes for funds.
- Advise businesses and clients on transaction structures and negotiate credit terms.
- Resolve moderate problems and recommend solutions.
- Assess risk in business decisions, follow applicable policies and regulations, and escalate or report control issues.
Generated from the employer's posting. Verify important details before applying.
View full postingQualifications
Experience in financial analysis, accounting and valuation; clear and concise written and verbal communication; analytical thinking, portfolio analysis, risk management lifecycle, governance, policy, procedure, regulation, and risk controls.
Original job description
Content provided by the employer
Original job description
Content provided by the employer
The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
Responsibilities:
- Resolve issues and recommend solutions to moderate problems
- Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
- Serve as an industry expert and advisor
- Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
- Develop risk management framework and processes for funds
- Advise businesses and clients on transaction structures and negotiate credit terms
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and /or other team members.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 2-5 years of relevant experience
- Experience in financial analysis, accounting and valuation
- Consistently demonstrate clear and concise written and verbal communication
Education:
- Bachelor's degree/University degree or equivalent experience
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Job Family Group:
Risk Management------------------------------------------------------
Job Family:
Portfolio Credit Risk Management------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Most Relevant Skills
Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.------------------------------------------------------
Other Relevant Skills
Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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About the company
Citi
Large Enterprise
Citi is a global financial services corporation that offers a wide range of financial products and services, including consumer banking, credit, investment banking, and wealth management. With a presence in nearly 100 countries, Citi serves millions of customers, from individuals and small businesses to large corporations and governments. The company is dedicated to innovation and sustainability, actively working to support economic growth while addressing environmental and social challenges. Citi’s commitment to providing exceptional service and fostering diverse talent makes it a prominent choice for students aspiring to build a career in finance and banking.