Role at a glance
- Salary
- Not Disclosed
- Location
- Ciudad De Mexico Distrito Federal Mexico
- Work arrangement
- On-site
- Education
- Bachelor’s degree/University degree or equivalent experience
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Role Summary
The Credit Maintenance Analyst records and maintains credit exposure, obligor, facility, and related credit information in credit systems. The role also reviews mortgage credit requests and supporting documentation, analyzes credit reports and income information, and supports audit and credit-control activities.
What You'll Do
- Review incoming credit requests for completeness and accuracy and record credit facilities in credit systems.
- Analyze credit reports and coordinate follow-up on action plans, implementations, and defects.
- Track requests, changes, and actions taken on credit reports.
- Prepare weekly and monthly audit reports and provide portfolio and credit information for internal and external auditors.
- Review mortgage credit applications and supporting identity, address, income, medical, and financial documents.
- Determine credit lines based on credit and income analysis.
Generated from the employer's posting. Verify important details before applying.
View full postingQualifications
Required qualifications include relevant experience in credit operations or a similar position; knowledge of related processes, procedures, and systems; advanced credit-bureau interpretation; and experience analyzing credit, income, databases, and documents. The posting also requires experience with credit analysis for salaried individuals, individuals and legal entities, handling credit files and supporting income documents, and interpreting corporate formation documents and deed testimonies. Required systems and tools include ADMWIN32, ONDEMAN, PREST, BROWSE, Cronos, Microsoft Office, Microsoft Project, and Windows domain; capture and analysis of information; and ability to work in a team-oriented environment. A bachelor’s/university degree or equivalent experience is required.
Required
- Relevant experience; experience in credit operations or a similar position.
- Knowledge of credit-related processes, procedures, and systems.
- Advanced credit-bureau interpretation (indispensable).
- Experience analyzing credit and income for salaried individuals, individuals, and legal entities; interpreting corporate formation...
- Knowledge of internal systems ADMWIN32, ONDEMAN, PREST, and BROWSE.
- Information capture and analysis skills; proficiency with Microsoft Office, Microsoft Project, and Windows domain; ability to work in a...
- Bachelor’s/university degree or equivalent experience.
Original job description
Content provided by the employer
Original job description
Content provided by the employer
The Credit Maintenance Analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure and adhere to overall credit policies.
Responsibilities:
- Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
- Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
- Maintain an executive document to track all request, changes, and action plans performed on credit reports
- Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
- Prepare portfolio and related credit information for internal and external auditors
- Make evaluative judgements based on the analysis of factual information
- Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- Relevant experience required
- Experience in credit operations or similar position
- Knowledge of the processes, procedures and systems
- Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
- Ability to work in a team-oriented environment
Education:
- Bachelor’s degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Funciones
- Análisis y Dictaminacion de créditos Hipotecarios ingresados por sucursal o bien Canales Brockers
Interpretación de buro de crédito.
Validación de candados de seguridad de Identificación, comprobantes de domicilio y comprobantes de ingresos tales como son Estados de cuenta, Recibos de nómina, cuestionarios médicos, ingresos
Interpretación de declaraciones anuales, estados financieros.
Deteminar la línea de crédito
Revision de Documentación Etapa 1 Crédito Hipotecario
Requisitos
- Experiencia en Intepretación de Búro de Crédito avanzado (Indispensable)
Conocimiento en sistemas internos ADMWIN32, ONDEMAN, PREST, Y BROWSE.
Experiencia en anaislis de créditos (Ánalisis de ingresos Asalariados, personas físicas y morales, actas constitutivas, interpretacion de testimonios de escrituras)
Experiencia en base de datos
Experiencia en revisión de documentos
Experiencia en sistema Cronos
Habilidades de Capturia/ Analisis de Informacion
Manejo de paqueteria Offices
Conocimiento en interpretación de Buro de Crédito, Análisis de ingresos de Asalariados, personas físicas y morales. Experiencia en dictaminación de créditos.
Experiencia en manejo de expedientes, conocimiento en ingresos: recibos, edos de cuenta e interpretación de buro. (Indispensable)
Horario L-V de 9 a 6/ disponibilidad de horario y cambio de horario cuando asi se requiera
Zona de Trabajo Revolución
Torre Anseli Alvaro Obregon
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Job Family Group:
Operations - Services------------------------------------------------------
Job Family:
Credit Maintenance------------------------------------------------------
Time Type:
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Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
About the company
Citi
Large Enterprise
Citi is a global financial services corporation that offers a wide range of financial products and services, including consumer banking, credit, investment banking, and wealth management. With a presence in nearly 100 countries, Citi serves millions of customers, from individuals and small businesses to large corporations and governments. The company is dedicated to innovation and sustainability, actively working to support economic growth while addressing environmental and social challenges. Citi’s commitment to providing exceptional service and fostering diverse talent makes it a prominent choice for students aspiring to build a career in finance and banking.