Role at a glance
- Salary
- Not Disclosed
- Location
- Metepec Estado De Mexico Mexico
- Work arrangement
- On-site
- Experience
- Relevant experience in a related role
- Education
- Bachelor’s degree/University degree or equivalent experience
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We’ll check it against the original posting.
Role Summary
The Credit Initiation Team Lead assesses mortgage credit applications submitted through branches or broker channels and determines the credit line. The role also coordinates and supervises credit initiation specialists and the review of application documentation.
What You'll Do
- Allocate, delegate, and supervise work assigned to credit initiation specialists; train and coach team members and manage exceptions.
- Analyze credit bureau reports and mortgage credit applications.
- Validate identity, address, and income documentation, including bank statements, payslips, and medical questionnaires.
- Interpret annual tax returns, financial statements, and other credit documentation.
- Review Stage 1 mortgage credit documentation and determine the credit line.
Generated from the employer's posting. Verify important details before applying.
View full postingQualifications
Requires relevant experience in a related role, a fundamental understanding of procedures and concepts in the technical area, and clear, concise written and verbal communication. Spanish-language requirements include advanced credit bureau interpretation; experience analyzing credit and income for salaried individuals, individuals, and companies; reviewing documents and files; database experience; and familiarity with ADMWIN32, ONDEMAN, PREST, BROWSE, Cronos, Office applications, and data capture and analysis.
Original job description
Content provided by the employer
Original job description
Content provided by the employer
The Credit Initiation Team Lead is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.
Responsibilities:
- Allocate work as a team leader over credit initiation specialists, delegating and supervising tasks
- Train and coach credit initiation specialists and use credit knowledge and signing authority to manage exceptions
- Ensure the integrity and confidentiality of customer documentation and recorded information within computerized systems
- Interpret procedures and policies to guide support staff in resolving complex problems
- Ensure the quality of tasks and services provided by the team
- Apply knowledge of technical and professional principles and concepts
- Exchange information in a concise and logical way, while being sensitive to audience diversity
- Fulfilling the clients’ necessities while providing an exceptional client experience is the expected behavior from all our employees and it will be measured by specific metrics.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications:
- Relevant experience in a related role
- Fundamental understanding of procedures and concepts within own technical area
- Consistently demonstrates clear and concise written and verbal communication
Education:
- Bachelor’s degree/University degree or equivalent experience
Funciones
Análisis y Dictaminacion de créditos Hipotecarios ingresados por sucursal o bien Canales Brockers
Interpretación de buro de crédito.
Validación de candados de seguridad de Identificación, comprobantes de domicilio y comprobantes de ingresos tales como son Estados de cuenta, Recibos de nómina, cuestionarios médicos, ingresos
Interpretación de declaraciones anuales, estados financieros.
Deteminar la línea de crédito
Revision de Documentación Etapa 1 Crédito Hipotecario
Requisitos
Experiencia en Intepretación de Búro de Crédito avanzado (Indispensable)
Conocimiento en sistemas internos ADMWIN32, ONDEMAN, PREST, Y BROWSE.
Experiencia en anaislis de créditos (Ánalisis de ingresos Asalariados, personas físicas y morales, actas constitutivas, interpretacion de testimonios de escrituras)
Experiencia en base de datos
Experiencia en revisión de documentos
Experiencia en sistema Cronos
Habilidades de Capturia/ Analisis de Informacion
Manejo de paqueteria Offices
Conocimiento en interpretación de Buro de Crédito, Análisis de ingresos de Asalariados, personas físicas y morales. Experiencia en dictaminación de créditos.
Experiencia en manejo de expedientes, conocimiento en ingresos: recibos, edos de cuenta e interpretación de buro. (Indispensable)
Zona de Trabajo Pedro Ascencio Metepec
L-V 9 a 6
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Job Family Group:
Operations - Services------------------------------------------------------
Job Family:
Credit Initiation------------------------------------------------------
Time Type:
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Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
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About the company
Citi
Large Enterprise
Citi is a global financial services corporation that offers a wide range of financial products and services, including consumer banking, credit, investment banking, and wealth management. With a presence in nearly 100 countries, Citi serves millions of customers, from individuals and small businesses to large corporations and governments. The company is dedicated to innovation and sustainability, actively working to support economic growth while addressing environmental and social challenges. Citi’s commitment to providing exceptional service and fostering diverse talent makes it a prominent choice for students aspiring to build a career in finance and banking.