Senior Analyst, Legal Compliance

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Analyst, Legal Compliance

Job Title
Senior Analyst, Financial Crimes Compliance

Who is Mastercard
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview
Mastercard is seeking a Senior Analyst, Financial Crimes Compliance to help protect the integrity of our network and support the continued execution and enhancement of our anti-money laundering and sanctions compliance program. In this role, you will help identify, assess, and mitigate financial crime risks across customer activity, products, services, geographies, and regional initiatives.

You will collaborate across business, legal, compliance, product, regional, and customer-facing teams to provide practical AML and sanctions guidance, support sound risk-based decision-making, and help advance Mastercard’s commitment to doing business responsibly. This position is ideal for a thoughtful risk taker and change maker who brings analytical rigor, strong judgment, collaboration, and the ability to translate complex data and risk issues into clear, actionable insights.

Role
• Support daily AML operational reviews of activity on the Mastercard network by coordinating follow-up actions, monitoring case progress, and ensuring alignment with global and regional AML standards.
• Assist in managing customer communications, tracking regulatory data requests, and providing logistical and administrative support to the broader team while contributing to regional initiatives.
• Track and monitor unusual activity cases, escalations, and follow-ups across the region, maintaining visibility and driving timely completion of outstanding items.
• Liaise with internal teams and stakeholders to gather input and support the smooth execution of Financial Crimes Compliance processes.
• Coordinate customer communications related to AML and sanctions documentation, clarifications, and other required follow-ups, ensuring timely and professional responses.
• Conduct AML transaction monitoring, Ad-hoc investigations, and research via deep data analytics across large datasets covering multiple regions and countries.
• Maintain and update internal trackers, dashboards, and documentation to support program oversight, reporting requirements, and audit readiness; contribute to ongoing data quality checks and documentation accuracy in support of monitoring activities and compliance reviews.
• Assist with the preparation of materials for internal governance processes, including risk working groups, case reviews, and management reporting cycles.
• Support the tracking and coordination of regulatory data requests, ensuring proper documentation, follow-up, and alignment with Mastercard policies.
• Update risk control platforms to reflect accurate case statuses, customer changes, and product updates.
• Coordinate global due diligence exercises and track ongoing remedial actions.
• Review system alerts driven by unusual activity, sanctions, politically exposed persons, and adverse media screening.
• Review internal and external inquiries to assess AML risks and identify Customers with concerning compliance controls.
• Conduct AdHoc investigations by querying data warehouse data, analyzing that data to identify patterns of potentially suspicious activity, formulating a hypothesis on the activity identified for further review and validation by stakeholders and Customers.
• Support key data initiatives across the AML and compliance function, including system tuning, trend analytics, data integrity checks, reporting, and tracking.
• Manage data requests from law enforcement and internal stakeholders.
• Provide input to the periodic AML Program Risk Assessment.
• Establish and maintain Financial Crimes Compliance program tracking and metrics to identify trends and action items for program preservation and enhancement.
• Support management reporting, presentations, and metrics processes.

All About You
• Fluency in Spanish and English required.
• Bachelor’s degree required, or equivalent data analytics, banking/financial operations, payments industry, risk management or compliance related experience.
• Familiarity with AML concepts, BSA, USA PATRIOT Act, OFAC controls and requirements as well as FATF, EU and AML directivesbest practices.
• ACAMS certification preferred.
• 3–6 years of relevant experience in AML compliance, banking or financial operations, financial payments services, fintech, or a similar regulated environment.
• Proven ability to manage task tracking, case coordination, and follow-ups in a fast-paced, regulated environment.
• Excellent organizational and time management skills, with strong attention to detail and the ability to manage multiple priorities simultaneously.
• Experience with suspicious activity monitoring programs and case investigations.
• Ability to liaise across departments and work collaboratively with diverse internal stakeholders.
• Ability to work independently and as part of a team in a fast-paced, matrixed environment while managing multiple projects and consistently meeting deadlines.
• Strong verbal and written communication skills, including the ability to summarize updates and draft clear, professional responses.
• High level of integrity, discretion, and professionalism when handling sensitive information.

Preferred Experience
• Excellent written, oral, and presentation skills.
• Knowledge of banking or financial operations, transaction processing, and/or the payments industry.
• Experience working in or with high-risk jurisdictions, including exposure to complex cross-border compliance risks.
• Advanced Excel experience, including pivot tables.
• ACAMS certification preferred.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.