Mastercard

Mastercard

Posted via Workday

Manager, Product Development - EMV and Payment Technology

Apply by Sep 23, 2026

Posted Sep 21, 2026

Role at a glance

Job function
Banking, Payments & Insurance Cards & Payments
Salary
Not Disclosed
Location
Pune, India
Work arrangement
On-site
Employment
Full-time
Experience
9+ years’ experience in quality assurance, project management, or business process engineering.
Education
University degree in Engineering or equivalent practical experience; advanced degree preferred.

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Role Summary

AI-generated

The Manager, Product Development - EMV and Payment Technology leads global product approval operations within Mastercard’s Chip Engineering organization. The role supports approval of mobile payment applications, wallet interfaces, wearables, cloud-based payment systems, and back-end services while coordinating with partners, laboratories, regional teams, and internal stakeholders.

What You'll Do

  • Lead operations for mobile payment applications, Wallet UI, wearables, and back-end server approvals.
  • Ensure compliance with Mastercard testing, branding, approval processes, and operational rules.
  • Act as the primary interface with external partners, vendors, developers, and customers, and lead weekly stakeholder calls.
  • Manage the Global Test Bench Identifier tool and ensure timely delivery to accredited laboratories.
  • Maintain approval databases and tracking files, automate workflows, and provide quarterly reports covering SLAs, approval volumes, KPIs,...
  • Support Mastercard regional teams on product approval processes and product migration topics.

Generated from the employer's posting. Verify important details before applying.

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Qualifications

Required: Engineering degree or equivalent practical experience; 9+ years’ experience in quality assurance, project management, or business process engineering; industry exposure in software development, financial services, telecom/mobile, or e-commerce; understanding of digital payment systems, chip card technology, EMV specifications, and testing and approval methodologies; Microsoft Office and Access proficiency; Visual Basic development experience; analytical, business writing, project management, presentation, communication, and stakeholder management skills; excellent command of English.

Required

  • University degree in Engineering or equivalent practical experience
  • 9+ years’ experience in quality assurance, project management, or business process engineering
  • Industry exposure in software development, financial services, telecom/mobile, or e-commerce
  • Strong understanding of digital payment systems
  • In depth knowledge of chip card technology and EMV specifications
  • Familiarity with testing and approval methodologies
  • Strong proficiency in Microsoft Office, especially Access
  • Visual Basic development experience

Preferred

  • advanced degree
  • Mandarin if possible

Original job description

Content provided by the employer

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Manager, Product Development - EMV and Payment Technology

Overview
Mastercard delivers robust, high quality, and fully approved technology products that enable issuers, acquirers, and partners to bring secure and innovative payment solutions to market.
Within the Chip Engineering organization, the Product Approval Team plays a critical role in ensuring that these products—ranging from cardholder and acceptance devices to Wallet UIs, mobile applications, and back end systems—meet Mastercard standards and are delivered on time.
This role provides the opportunity to work globally across a wide spectrum of products, including device-based solutions, wearables, mobile payment applications, cloud based payment systems, transit solutions, and backend services.
________________________________________
Major Responsibilities
Operational Management
• Lead and manage operations related to Mobile Payment Applications, Wallet UI, Wearables, and Back-End Server Approvals.
• Ensure full compliance with Mastercard testing, branding, approval processes, and operational rules.
• Oversee the execution of global approval processes and associated requirements for:
o Wallet UI and Wearables
o Merchant Presented QR (MPQR)
o Cloud-Based Payments (MCBP)
o Token Service Providers (TSP)
o Trusted Service Managers (TSM) for SE/TEE-based solutions
o Link with MDES, GVCP and PCI teams to ensure all pre-requisites are met
• As a backup, manage operations related to Tap-on-phone Product Approvals
Vendor, Partner & Customer Engagement
• Act as a primary interface with key external partners, vendors, developers, and customers.
• Organize and lead weekly calls with stakeholders to track progress and resolve issues.
• Manage modifications to vendor contracts or agreements, engaging legal when required.
Accredited Laboratory Management
• Manage the Global Test Bench Identifier (GTBI) tool and ensure timely delivery to labs.


Data, Reporting & Process Automation
• Maintain product approval databases and tracking files, proposing and implementing continuous improvement ideas.
• Implement AI/Agent in our daily support activities and operations (when possible).
• Visual Basic developments to automate workflows and accelerate approval operations.
• Provide management with quarterly reports covering SLAs, approval volumes, KPIs, and key statistics.
• Manage bi-weekly internal approved products report
• Manage publications on Mastercard Connect
• Contribute to communiqués outlining process changes and enhancements.
Regional Support
• Support Mastercard Regional teams regarding product approval processes and product migration topics.
________________________________________
Required Skills & Experience
Education
• University degree in Engineering or equivalent practical experience; advanced degree preferred.
Professional Background
• 9+ years’ experience in quality assurance, project management, or business process engineering.
• Industry exposure in one or more of the following: software development, financial services, telecom/mobile, e commerce.
Technical & Domain Expertise
• Strong understanding of digital payment systems.
• In depth knowledge of chip card technology and EMV specifications.
• Familiarity with testing and approval methodologies is essential.
• Strong proficiency in Microsoft Office, especially Access; Visual Basic development experience required.
Core Skills
• Excellent analytical and business writing skills.
• Strong project management capabilities with the ability to lead cross-functional initiatives without direct authority.
• Ability to manage multiple concurrent projects and global stakeholder relationships.
• Business acumen and ability to provide solutions while managing customer expectations.
• Strong presentation and communication skills, with clarity in explaining concepts and processes.
• Self motivated with a strong record of success in team-based environments.
• Excellent command of English (Mandarin if possible), both spoken and written.

Corporate Security Responsibility


All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.




Mastercard

About the company

Mastercard

Large Enterprise

Mastercard is a global technology company in the payments industry, committed to empowering individuals and businesses through secure and efficient payment solutions. With a presence in over 210 countries, Mastercard connects consumers, financial institutions, merchants, and governments, enabling seamless transactions across various platforms. The company is at the forefront of innovation, focusing on enhancing financial inclusion and expanding access to digital payment technologies. Through its advanced network and partnerships, Mastercard continues to revolutionize the way people engage in commerce worldwide.